Frisco Property Tax Calculator (2026)
Frisco property tax runs about 1.68% of taxable value on the Collin County side — Frisco ISD at $1.0194 (one of the lower large-district rates in DFW), City of Frisco at $0.4255, Collin County at $0.1493, Collin College at $0.0812. On a $625,000 Frisco home with homestead, that's about $9,400 per year — meaningfully lower than the equivalent Dallas or Fort Worth home.
How Frisco property tax is built
Frisco straddles two counties — Collin and Denton — and your tax bill depends on which side your address sits on. Collin-side properties pay Collin County rates; Denton-side properties pay Denton County (slightly higher) and may pay Lewisville ISD rather than Frisco ISD in some areas. The Denton/Collin boundary runs roughly along Preston Road. Frisco ISD has compressed its rate substantially over the past five years thanks to school finance reform.
| Taxing unit | Rate per $100 | Effective % |
|---|---|---|
| Frisco ISD | $1.0194 | 1.0194% |
| City of Frisco | $0.4255 | 0.4255% |
| Collin County | $0.1493 | 0.1493% |
| Collin College | $0.0812 | 0.0812% |
| Combined typical | — | 1.68% |
The combined rate above assumes you’re inside Frisco city limits and in the listed ISD. Cross any of those boundary lines and the math changes.
Worked example: tax by home value in Frisco
These numbers use the typical combined rate and apply the $100,000 school-district homestead exemption against the full taxable value for simplicity. Your actual bill may differ by 3–8% depending on your exact taxing units and any additional local exemptions you qualify for.
| Home value | Tax without homestead | Tax with homestead | Annual savings |
|---|---|---|---|
| $250,000 | $4,188 | $2,512 | $1,675 |
| $400,000 | $6,700 | $5,025 | $1,675 |
| $600,000 | $10,050 | $8,375 | $1,675 |
| $850,000 | $14,238 | $12,562 | $1,675 |
| $1,200,000 | $20,100 | $18,425 | $1,675 |
Real homeowner: Marcus, regional sales director in Frisco (Collin side)
Marcus bought a $715,000 home in Stonebriar (Collin County, Frisco ISD) in 2025. First-year bill with homestead: about $10,650. Breakdown: $6,300 to Frisco ISD, $2,650 to the City of Frisco (after the 20% local), $920 to Collin County, $530 to Collin College. A Denton-side home at the same price would have run roughly $400 higher due to Denton County rates.
Estimate your bill
Drop in your home’s value. The estimator uses Frisco’s typical combined rate but you can tune it for your exact ISD/MUD. The $100,000 homestead exemption can be toggled.
Estimate only. Actual bill depends on your exact taxing jurisdictions, additional exemptions (over-65, disability, veteran), and your appraisal district's certified value.
Property tax across Collin / Denton County and nearby areas
Rates vary across Collin / Denton County based on which ISD, city, and special district your address falls inside. Suburbs often run lower than the central city, primarily because their school district rates are lower.
| City / area in or near Collin / Denton County | Typical combined rate |
|---|---|
| Plano (Plano ISD) | 1.69% |
| McKinney (McKinney ISD) | 1.72% |
| Little Elm (Little Elm ISD, Denton Co.) | 1.80% |
| The Colony (Lewisville ISD, Denton Co.) | 1.85% |
| Prosper (Prosper ISD, Collin/Denton) | 1.85% |
| Allen (Allen ISD) | 1.70% |
Local pro tip
Frisco's tax-bill math hinges on which county and ISD your specific property falls inside. Before submitting an offer, pull the property card from CCAD or DCAD and confirm both the county and ISD assignment. Two homes one block apart can have $500+ annual tax differences purely from the county/ISD split.
The Collin/Denton split — why two Frisco homes can pay different tax
Frisco is one of only a handful of Texas cities that straddle two appraisal districts. The county line between Collin and Denton runs roughly along Preston Road through the heart of Frisco. East of the line: Collin County. West of the line: Denton County. The implications for your property tax bill are real and material.
- Collin County rate: $0.1493 per $100 (2025) — one of the lowest county rates in Texas
- Denton County rate: $0.1857 per $100 (2025) — about 25% higher than Collin
- Collin College: $0.0812 per $100 — applies only to Collin-side properties
- Denton-side higher-education line: No equivalent — Frisco ISD covers some Denton residents but Denton-side Frisco homes that fall outside Frisco ISD into Lewisville ISD have a different ISD rate entirely
On a $625,000 Frisco home, the Collin/Denton split typically produces a $400-$600 annual tax difference for otherwise-identical homes. Two streets apart, two different bills. Frisco real estate agents who do this regularly will pull the appraisal district record before showing — generalists may not.
If you're shopping in Frisco, the practical implication: ask which county and ISD a specific listing falls inside. The MLS does not always reflect this accurately. Use the CCAD or DCAD GIS map to confirm. Over a 10-year hold, the choice can swing $4,000-$6,000 in cumulative tax.
Frisco ISD rate compression — and what comes next
Frisco ISD has seen aggressive rate compression over the past five years. The district's 2020 rate was $1.27 per $100; the 2025 rate is $1.0194 — a 20% decline in five years. Drivers:
- Senate Bill 2 (2023): Mandated school tax rate compression statewide, with property-wealthy districts like Frisco ISD seeing the largest absolute cuts.
- Increased state aid: The state expanded its contribution to school finance, offsetting local property tax dependence.
- FISD's property-wealthy status: As a recapture district, FISD's rate has a structural ceiling because excess revenue gets recaptured to the state.
Looking forward, expect further modest compression through 2027 as SB 2's mechanisms continue, then likely stabilization. Don't expect dramatic future cuts — recapture creates a floor, and Frisco's rapid population growth requires sustained school spending. The 2025 rate of $1.0194 is probably close to the long-term floor.
For Frisco homeowners, the practical implication: your school tax burden is unlikely to rise much in nominal terms, but rising appraised values will keep the dollar tax bill growing. The 10% homestead cap is doing the work of insulating tenured owners.
Three Frisco buyer scenarios
Scenario 1 — Tech relocator, $725k home in Stonebriar (Collin side, Frisco ISD). Year-one tax with all exemptions: about $10,800. Breakdown: $6,400 to Frisco ISD, $2,710 to City of Frisco (after 20% local), $930 to Collin County, $535 to Collin College. Future years grow capped at 10%.
Scenario 2 — Comparable home in Phillips Creek Ranch (Denton side, Frisco ISD). Year-one tax: about $11,250 — roughly $450 higher than the Collin-side equivalent. The extra cost is entirely Denton County's higher rate ($0.1857 vs $0.1493). The home itself, the school district, and the city are identical.
Scenario 3 — Long-tenured 2017 buyer, $1.1M market, $650k capped taxable. With homestead and 5+ years of cap aging: about $10,000 annual tax. The cap saved ~$7,000/year by 2025 — meaningful in a Frisco market that doubled from 2017 to 2024.
Frisco's MUD legacy and what it means today
Some Frisco neighborhoods carry Municipal Utility District (MUD) tax assessments — particularly older subdivisions developed before annexation. MUD rates in Frisco are generally low ($0.10-$0.25 per $100) and declining as bonds amortize. Newer Frisco master-planned communities (Phillips Creek Ranch, Newman Village, Brinkmann Ranch) are typically inside the city limits with no MUD overlay.
For specific properties, the appraisal district's taxing-unit list shows whether a MUD applies. If it does, expect 5-15 basis points of additional tax — not material on a percentage basis but worth knowing. Most Frisco MUDs will roll off entirely by 2030 as their underlying bonds mature.
Note: Frisco's growth pattern has been city-direct (annexed development) rather than MUD-heavy compared to Houston or Austin suburbs. This is one reason Frisco's combined tax burden is lower than equivalent Houston-area suburbs at similar price points — fewer overlapping taxing units.
Frisco's growth and what it means for future appraisals
Frisco grew from 35,000 residents in 2000 to over 230,000 by 2025 — among the fastest growth rates of any U.S. city. The Frisco housing market has seen sustained appreciation: median home value rose from $325,000 in 2018 to over $600,000 in 2025.
This rapid appreciation has put consistent pressure on CCAD/DCAD reappraisal cycles. Homeowners who bought before 2020 have seen market values rise 70-90%+ over five years; the 10% homestead cap insulates them, but new buyers absorb the full delta.
Looking forward, Frisco's growth is slowing as available land decreases. Expect appraisal increases to moderate from the 2020-2023 explosive pace toward more typical 4-7% annual growth through 2027. Some areas of north Frisco (Phillips Creek Ranch, Newman Village) and Denton-side Frisco still have new construction absorbing value rapidly.
For Frisco homeowners, the practical advice: file homestead immediately at closing. The cap protection begins the year after filing, and in a fast-appreciating market, every year of cap protection compounds. Long-term Frisco homeowners commonly pay 30-40% less property tax than recent buyers on identical-list-price homes.